ArTas Jewelers by Tavia Spencer is excited to offer you the option of a Layaway Plan! We are dealing with some very difficult economic times. But Birthdays, Christmas and other gift-giving occasions still come. And, of course, it’s always uplifting to treat yourself to something special. I want to help make it a little easier for you to do that. Many of the pieces that I design are one-of-a-kind so if you find something that would make the perfect gift for someone special...and maybe that someone is you...I don’t want you to miss out.


It's easy...and use the layaway option. The initial 30% deposit is non-refundable as you will see below, but it is applied to your order. I do not charge any fees or interest for this's meant to help you :)

Layaway can be used to purchase any item on my website or  and can also be used to pay for custom orders. The minimum purchase amount to use layaway is $50.00. Invoices are sent electronically by e-mail and payments must be made through PayPal.

It's a great way to purchase without using your credit cards and paying interest. A luxury purchase becomes affordable and it can make holiday shopping much easier, especially in this economy. Use it to ease the burden at Christmas...Mother's Day...Valentine's Day... or Just Because!

Layaway and Return Policy

The advantage of our jewelry layaway program is that if the price of a jewelry item increases over time, your price will still remain the same. It will be locked in at your original purchase price. This also affords you the flexibility of paying for your jewelry over time.

Payments are available through credit card or debit card. Each payment will be automatically charged to your card on a monthly basis. Each time a payment is debited, you will receive a confirmation email. After the initial set-up of your layaway plan, you get relax and let us do the rest! Your jewelry will be automatically shipped to you once the payments have been completed.

You may also choose to pay off the entire balance in full at any time and receive your jewelry sooner.

Here's how the Layaway Plan works...

  1. Contact me by e-mail at with the subject line “Layaway” to let me know that you want to use the ArTas Jewelers by Tavia Spencer Layaway Plan and what item(s) (screenshot) you want to put on layaway.

  2. ITEMS: I will verify that the item(s) you want are still available and put them aside for you. Majority of the items are made to order. Please state a maximum of 2 colors of crystals that you desire.

  3. CONFIRMATION: I will send you a Layaway Confirmation e-mail detailing the item(s) on layaway and your payment schedule.

  4. INVOICE: I will also send you an invoice for a non-refundable 30% deposit, which will be applied to your order. This will be 30% of the full invoice, including shipping fees. If you want to go ahead with the layaway, this invoice needs to be paid within 3 days unless other arrangements have been made.

  5. BALANCE: The remaining balance will be split into 3 equal payments. Invoices are sent out through email/text and need to be paid within 7 days. I will send a Payment Confirmation including the remaining balance due after every payment received. Full payment must be made 14 days prior to estimated time for your order to be completed. Note: Please keep in mind that these are custom designs and you must pay for your items. ArTas designs on a Made to Order Basis. Materials for your piece(s) have to be ordered. I can not go in my pocket to pay your balance or use another customers money to pay for your items because you want to pay when the item is completed. Think about other jewelry stores. This is from years of experience to why this policy is in full effect. 

  6. LATE PAYMENT: If a payment is late and I do not hear from you, I will put the item(s) back up for sale or it may result in discontinue designing your order and will not refund any money you have paid. As long as the item(s) remain in stock, you can contact me to pay the original balance due and the 30% deposit will once again be applied. You will, however, need to pay the entire balance at that time; a second layaway term will not be allowed. If the item has been sold, the deposit is forfeited.

  7. FULL PAYMENT: If at any time you'd like to pay your layaway in full, just e-mail me and I will send you an invoice for the remaining balance due.

  8. SHIPMENT: Your item(s) will ship within 2 business days after the last payment has cleared.


The ArTas Jewelers by Tavia Spencer Return Policy is the same for layaway as it is for regular purchases. Custom made (handmade, nameplates) items are not returnable.

The initial 30% deposit will not be refunded because the item is unavailable for sale to another customer while put aside on layaway for you.

You must notify me of any change in your e-mail address.

By paying the deposit, you are agreeing to these terms.

Please contact me if you have any questions.

Here is an example of how the payment schedule works...

  1. Tavia orders a Kelly Bracelet for her Mom for Christmas. She places the order on August 26th. The order total is $54.00.

  2. She will receive an invoice that day for $10.80 (non-refundable 30% deposit) to be paid by August 29th.

  3. She will receive a 2nd invoice on September 1st for $14.40 to be paid by September 8th.

  4. She will receive a 3rd invoice on October 1st for $14.40 to be paid by
    October 8th.

  5. She will receive her last invoice on November 1st for $14.40 to be paid by November 8th.

  6. Her bracelet ships out within 2 business days of her last payment clearing and arrives in plenty of time for Christmas!

When using the Layaway, on the tax = 7%